Leave the City Behind. Build a Slower Life in Sunny Hills Florida!

There is something different about waking up with less traffic, less noise, and more room to breathe. In Washington County, you can trade the pressure of expensive city living for a simpler pace where your home, your land, and your time are yours. Maybe getting priced out of the city isn't actually the bad news it first seemed like. Instead of spending years trying to afford an overpriced house in a crowded neighborhood, you can take a different path: buy affordable land, build something of your own, and enjoy the quieter side of Florida. Sunny Hills sits in Washington County, roughly between Chipley and Panama City, giving you a rural setting without putting you completely away from everyday conveniences. Nearby lakes offer opportunities for fishing, boating, and getting outside, while the surrounding community gives you that slower, old-Florida feel. And when you want the Gulf Coast, Panama City Beach is still within reach. This 0.23-acre parcel on Lynn Haven Ln in Chipley, Florida is for the person who's ready to stop chasing the city lifestyle and start building a life that feels more manageable. PRICING Cash Price: $9,983 Owner Financing: $149 down + $250 doc fee to start Your total monthly payment is $168/month for 66 months — that's $149 principal + $10 note fee + $9 estimated taxes, all collected together in one payment each month. Total due at signing: $399 ($149 down + $250 doc fee) Simple owner financing without the traditional bank process. What would you do first here — start planning your home, spend the morning fishing nearby, or simply enjoy having your own piece of Florida? TEXT (850) 374-5362 with your answer and we'll take 2 months off your financing. Nearby outdoor destinations include Boat Lake and Gap Lake, both within the Sunny Hills area. Gap Lake is known locally for freshwater fishing and has a county boat ramp. Golfers will also find Sunny Hills Golf Club just 2.4 miles away, about a 5-minute drive. Ponce de Leon Springs State Park is approximately 24 miles west of Chipley, while St. Andrews State Park in Panama City Beach offers fishing, a boat ramp, beaches, and access to St. Andrews Bay and the Gulf. Drive times can vary with the exact route and traffic; verify current navigation times before planning a trip. ZONING & FAQ Is there road access? Yes. Lynn Haven Lane provides access to the property. Is power available? Power is available in the surrounding area. Contact Gulf Power/Gulf Coast Electric at (850) 265-3631 to verify service availability, connection requirements, and costs. What about water? Water service and well restrictions depend on if public water service is unavailable, then a well is permitted, a qualified well driller would handle the applicable permitting process. What about sewer? Residential wastewater would be handled through a private septic system. Can I build a home? The property is intended for residential use. Buyers should verify the current zoning, building requirements, setbacks, permits, and deed restrictions before purchasing. Can I put a mobile home here? Yes, mobile homes are allowed in Sunny Hills. Can I live in an RV while building? Washington County allows temporary RV, however, Sunny Hills restrictions do not allow this use. Can I camp on the property? Camping is allowed in Washington County in certain circumstances, but camping is not allowed in Sunny Hills under the applicable restrictions. Verify the current rules and restrictions for the specific parcel before making plans. Is there an HOA? There are no mandatory HOA fees. A low-cost voluntary HOA is available for those who want to opt in, and separate deed restrictions are enforced in Sunny Hills regardless of HOA membership. Can I visit before buying? Yes. We strongly recommend visiting and physically inspecting the property before purchase. How owner financing works (plain English) • Today you pay the initial amount (down payment + doc fee). • We prepare paperwork and set up financing. • Your first monthly payment is due about 30 days later. • No bank / no credit check. Documents (attached in listing) • How Owner Financing Works (1 page) What would you do first here — start planning your home, spend the morning fishing nearby, or simply enjoy having your own piece of Florida? TEXT (850) 374-5362 with your answer and we'll take 2 months off your financing.