Owner Financing:
- $1438 down (plus the $499 doc fee)
- $1438 down $468.47/Mo for 60 months (plus prorated taxes and note maintenance fee)
1 Acre Private Family Getaway Near Stone Mountain NC
Every parent has this moment. Life feels loud. Screens are everywhere. The week never really stops. You just want to take your family somewhere real.
This one-acre parcel in Wilkes County, North Carolina is that place. It is private, wooded, and sitting right on the doorstep of Stone Mountain State Park. One of the greatest outdoor destinations in the entire state. Close enough to Charlotte for an easy weekend drive. Far enough away that once you arrive, the city is completely gone.
If you have been looking for a place to bring your family back to year after year, this wooded land near Stone Mountain State Park deserves your full attention.
What This Land Looks and Feels Like
When you walk this property on Swaringen Road in Wilkes County, here is what you find. A wooded acre with natural spacing between the trees. Enough cover to feel completely private. Enough open movement to walk the land comfortably and start picturing what you want to do with it. The tree line gives the property a natural boundary that separates it from the road and the surrounding area.
Looking out from the property, neighboring lots open up into pasture land with mountain views stretching out in every direction. That combination of wooded privacy on your acre and open views beyond it is exactly what makes this parcel feel bigger than one acre on paper. It is the kind of land that makes you stand still for a moment before you start talking about what comes next.
Stone Mountain State Park Is Right Down the Road
This is the detail that sets this owner financed land in North Carolina apart from similar parcels in the region.
Stone Mountain State Park draws families from across North Carolina and beyond. People drive hours from cities like Charlotte just to spend a weekend here. When you own land this close to the park, you are not making a day trip.
You are coming home to your own place and stepping out the door into all of it.
Here is what your family has access to:
The sliding rock inside the park one of the most purely fun summer experiences in North Carolina. Kids talk about it for weeks after every visit.
World class fishing throughout the park's clean mountain waterways. Whether you are teaching a child to cast for the first time or you are a serious angler, the water here delivers.
Hiking trails through dramatic mountain landscape with views that remind everyone why being outside matters.
The Stone Mountain County Store a rustic local stop with food and delicious ice cream that has become a tradition for families who make this area part of their regular life. You will stop there every single trip and it will start to feel like yours.
Owning family getaway property in NC this close to Stone Mountain means your family does not just visit. They belong here.
Privacy That Makes a Getaway Feel Real
A family getaway only works if it actually feels like one. That means privacy. The kind where the kids can run, you can light a fire, and nobody is looking over your shoulder.
This Wilkes County NC land for sale delivers exactly that. The wooded setting on Swaringen Road creates natural separation from the road and the surrounding area. The community around Traphill is quiet and rural. Low density. People who have been here a long time and respect their neighbors' space.
This is not a subdivision. There are no HOA rules telling you what you can do with your own ground. This is mountain land in North Carolina the way it is supposed to be. Private, unhurried, and completely yours.
Access and Getting There
Swaringen Road is a paved county road maintained by the North Carolina Department of Transportation. That means reliable access year round regardless of season. From there a dirt road carries you through a legally established right of way to the property. This type of access is common for wooded land near Stone Mountain State Park and similar rural parcels in the area.
The access path gives you flexibility to clear it the way you want, creating a more defined entry to your property over time. Power lines run along the public roads in the area with service typically available through Duke Energy or Blue Ridge Energy.
The zoning is Residential Agricultural R-20A. That is the standard rural classification for this part of Wilkes County. We always recommend verifying your specific intended use directly with the Wilkes County Planning Department before making any decisions. If RV use is part of your plans, we recommend confirming with the county so you can move forward with clarity.
What Ownership Costs
Here is a clear look at the numbers for this owner financed land in North Carolina:
Cash Price: $21,999
Down Payment: $939
Monthly Payment: $468.47 per month for 60 months
Total Down Payment including doc fee: $1,438
Doc Fee: $499
Owner financing is available and straightforward. No bank required. For families who have been thinking about having their own place near the mountains, the monthly payment on this property is less than most family vacation budgets.
The difference is that at the end of those 60 months, you own the land outright. The trips do not stop. They just become trips to your own place.
If this feels like something your family has been needing, take a moment and give us a call.
We will walk you through the property step by step, answer every question you have clearly, and help you understand exactly what ownership looks like before you make any decision. You will speak with someone who genuinely cares about getting this right for your family.
Call our team today. Let's talk about what owning this mountain land in North Carolina would actually look like for you.
State: NC
County: Wilkes
Zip: 28685
Size: 1 acres
Apn: 1903222
Legal Description: Wilkes County, North Carolina and more particularly described as
follows:
BEGINNING at an iron stake, the southeast corner of David R. Doss
(Book 680,Page 753), in the western line of John Brown (Book 540,
Page 729); and
running thence from said beginning South 00 degrees 03 minutes 41
seconds West 154.50 feet to an iron stake, said iron being located
North 00 degrees3 minutes 41 seconds East 618.25 feet from the
northeast corner of Roy J. Marion (Book 694, Page 744); running
thence South 89 degrees 52 minutes 44 seconds West 281.94 feet to
a new iron stake; thence on a new line for Brian M. Farrell North 00
degrees 03 minutes 41 seconds East 154.50 feet to a new iron stake;
thence with the line of David Doss North 89 degrees 52 minutes 44
seconds East 281.94 feet to the point of BEGINNING and containing
1.0 acres, more or less, as surveyed by Larry Ralph Absher, Jr.
Grantor herein does hereby grant, bargain and convey unto Grantee,
his heirs, successors and assigns, a perpetual right and easement,
across the lands of Grantor, for the purpose of ingress, regress and
egress, said right of way being over an existing private drive running
from S.R. 1752 to the property described above.
Lat/Long Coordinates:
Nw: 36.3637674, -80.9954099
Ne: 36.3637674, -80.9944474
Sw: 36.3633228, -80.9954065
Se: 36.3633300, -80.9944450
Elevation: 2,930 ft feet
Annual Taxes: Approx. $$72 per year
Zoning: Residential Property, Recreational Property, Hunting Land
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Electric
Owner Financing:
- $1438 down (plus the non refundable doc fee of $499)
$1438 down $468.47/Mo for 60 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.