11.10 Acres Near Petrolia, TX – Owner Financed, AG Exempt, No Restrictions

OWNER FINANCING — $14,000 DOWN. No banks. A full Warranty Deed recorded in your name in Clay County, Texas, and a brand-new survey so your boundaries are exact from day one. Eleven acres of open North Texas country on Groves Road, about a mile from Petrolia and 23 MINUTES FROM WICHITA FALLS — hospitals, schools, shopping and the airport are a short drive, and the DFW Metroplex is under two hours. This is one of seven tracts being released along the same county road, each with direct road frontage. No shared driveways, no landlocked back tracts. PICTURE YOUR SETUP: A custom home or barndominium with open sky in every direction. A barn and a few head of cattle on native grass. A hunting camp you can be standing on before dark on a Friday. Or land you simply hold while North Texas keeps growing toward you. No HOA and no deed restrictions means all of it is on the table — your land, your rules. LOW TAXES ALREADY IN PLACE: The tract carries an agricultural (AG) exemption that survives the subdivision, keeping annual property taxes a fraction of comparable metro-county acreage. That is real money saved every year you own it. WATER AND ACCESS: Rural water co-op service is available at the road — no drilling, no guessing on well yield. Access is by a county-maintained gravel road with roughly 3,000 feet of frontage across the tract, passable year-round. HUNTING COUNTRY: Whitetail deer, turkey and dove work this part of Clay County. Bring the rifle or the bow, or just let it sit and watch what walks through at first light. NO FLOOD ZONE: The property sits outside any FEMA-designated flood area, with a Flood Factor of 1 out of 10. Build with confidence — no flood insurance eating into your budget. SAFE, RECORDED OWNERSHIP: Closing happens through a licensed Texas title company and you receive a full Warranty Deed officially recorded in Clay County — real ownership from day one, not a contract-for-deed. Buyer closing costs are 1.5% cash or 3% financed. GPS: 34.011, -98.2398. Cash price is $125,000. Owner financed at $140,000 with $14,000 down and terms of 10, 15 or 20 years — no prepayment penalty. A $1,000 reservation deposit holds your tract through the title company and applies to your down payment. Seven tracts, one road, and only one of them has the spring-fed pond. Call or text Andrew at (786) 869-7026 to walk it this week or reserve yours.