10.88 Acres Lakefront Near Paris, TX – Owner Financed, No Restrictions

OWNER FINANCING — $14,500 DOWN. No banks. A full Warranty Deed recorded in your name in Lamar County, Texas, closed through Stone Title with a current 2026 survey so your boundaries are exact from day one. Nearly eleven acres with private lake frontage on County Road 12650, twelve minutes south of Paris and about an hour and fifteen from the Dallas metro. This is one of nine tracts along the same county road, and only four of them touch the water. The lake is stocked — you can be fishing your own shoreline the weekend you close. PICTURE YOUR SETUP: A custom home or barndominium looking out over the water. A dock and a boat you never have to trailer anywhere. Cattle on open grass with the treeline behind them. An RV parked for the weekend. No HOA and no deed restrictions means all of it is on the table — your land, your rules. LOW TAXES ALREADY IN PLACE: The tract carries an agricultural (AG) exemption, putting annual property taxes near $200 instead of roughly $1,500 without it. Each tract qualifies on its own. That is real money saved every year you own it. WATER AND POWER ALREADY THERE: The rural water co-op line runs along the road frontage and water availability is validated through the title company. Electricity is already on the property. Access is a well-maintained county gravel road, passable year-round. MORE WATER NEARBY: Pat Mayse Lake — nearly 6,000 acres of open water, boat ramps and public shoreline — is about fifteen minutes away. Paris itself is twelve minutes out for groceries, hospitals and schools. NO FLOOD ZONE: The property sits outside any FEMA-designated flood area. Build with confidence — no flood insurance eating into your budget. SAFE, RECORDED OWNERSHIP: Closing happens through a licensed Texas title company and you receive a full Warranty Deed officially recorded in Lamar County — real ownership from day one, not a contract-for-deed. Surface rights convey; mineral rights are not included. Cash price is $130,000. Owner financed at $145,000 with $14,500 down at a fixed 10% rate. A $1,000 reservation deposit holds your tract through the title company and applies to your down payment. Nine tracts, one road, and only four of them touch the lake. Call or text Andrew at (469) 267-1396 to walk it this week or reserve yours.