0.45 Acres, 849 N Harbor Dr, Cleveland, OK 74020

***Owner Financing Available Low down payment and affordable monthly terms! No credit check everyone qualifies!*** Just steps from the sparkling waters of Keystone Lake, this 0.45-acre lot in the Point Harbor Subdivision offers a wonderful opportunity to enjoy peaceful lakeside living with no HOA and low annual taxes. With level terrain and easy access, it's an ideal setting to build your dream site-built home. Enjoy everything the Keystone Lake area has to offer, from boating and fishing to relaxing by the water. Nearby recreation areas, including Cimarron Bend, Sandy Point, Edgewater, and The RV Park, are just minutes away for even more outdoor adventures. Utilities are readily available, with electric service provided by Indian Electric Cooperative and water available through Pawnee County RWD #1, making the property even more build-ready. A septic system is required, and the lot is accessed via a gravel road. Located only about 10 minutes from Cleveland, Oklahoma, you'll enjoy convenient access to shopping, dining, and everyday essentials while returning home to the quiet surroundings of the lake. Set in a peaceful, low-tax community with new homes being developed nearby, this property offers an excellent balance of lifestyle, convenience, and long-term value. Warranty Deed conveyance. RVs and house trailers are permitted during home construction for up to 12 months, providing added flexibility while you build. Don't miss your chance to own a piece of this scenic lakeside communitycontact us today! Cash Price: $13,245 Parcel ID: 0580-00-002-006-0-001-00 Address: 849 N Harbor Dr, Cleveland, OK 74020 GPS Coordinates (center) at the road: 36.221,-96.2969 Northwest Corner: 36.2212,-96.2969 Northeast Corner: 36.2212,-96.2965 Southwest Corner: 36.2208,-96.2969 Southeast Corner: 36.2208,-96.2965 Legal Description: Point Harbor Blk 2 Lot 6 Elevation: 810 ft FEMA Flood Zone: Non Flood Zone Approx Dimensions: 153 x 128 x 153 x 128 ft Terrain: Level Access: Gravel Road Power: Provided by Indian Electric Cooperative at (918)2959500 Water: Provided by Pawnee County RWD #1 (918) 243-5451 Water Fees Per Year: $0 Sewer: A Septic Tank is Required Zoning: Residential RV Living: RVs/house trailers allowed only during construction, up to 12 months max Mobile Home Living: Not Allowed Manufactured Homes: Not Allowed Tiny Homes: Minimum of 1,050 sq ft POA: None Taxes Per Year: $78 Road Fee: $0 County Contact Information: Call Pawnee County Commissioner's Office (918) 762-3741 Conveyance: Warranty Deed