Owner Financing:
- $133 down (plus the $249 doc fee)
- $133 down $133/Mo for 60 months (plus prorated taxes and note maintenance fee)
There is a lake 0.4 miles from this lot, and on a quiet morning you can be at the water before the rest of the world has started moving.
That is what this 0.38-acre lot near Crown Lake in Horseshoe Bend, Arkansas actually offers. Not a project. Not a commitment. A place to go with a lake down the road, open Ozarks sky overhead, and carrying costs low enough that owning it barely feels like a financial decision at all.
Owner financing is available, and the terms are straightforward. But more on that below.
The Land
The lot sits on mostly flat ground with a gentle natural slope the kind that gives a piece of land character without making it difficult to walk. It is easy to move across, easy to stand on, easy to just be in.
Crown Lake is 0.4 miles away. That is close enough to make it part of your routine when you are out here a short drive or an easy walk, depending on the morning. Fishing land in Arkansas does not get much more accessible than this: paved road in, established community around you, and a lake a few minutes from your lot.
The area has the feel of a place where people chose to put down roots and stayed. Neighboring homes sit nearby at a comfortable distance. A golf course is visible from the community. It is settled and calm in a way that took years to become, and you can feel it the moment you arrive.
This is the Arkansas Ozarks birds, open sky, the kind of stillness that city parks try to imitate and never quite get right. Deer move through this part of the state. The mornings are different here. Slower. Yours.
Why Land Instead of a Cabin
A cabin has a roof to maintain, a furnace to worry about, and an HOA that sends letters.
This lot has none of that.
There is no HOA here. Annual property taxes run approximately $110. That is it. No maintenance fees. No association dues. No surprise assessments from a board you never elected.
Recreational land in Arkansas does not have to come with a long list of obligations. This one comes with almost none. You own the ground, you visit when you want, and the carrying cost stays low every single year.
For a buyer who has spent a working life managing responsibilities, that simplicity is not a small thing. It is the point.
Access
The road in is paved. You can reach this lot in any vehicle, in any season, without any concern. That matters when you are driving out on a Tuesday morning because the weather looked good and you felt like it.
Power is available nearby at the road. The lot is ready to enjoy as-is no clearing required to walk it, no obstacles to getting here.
Zoning and Use
This lot is zoned residential in Horseshoe Bend. The city has specific use guidelines worth knowing before you buy.
Horseshoe Bend allows residential use on this lot. Camping on the lot is permitted once building plans are approved, a permit is in hand, and a foundation is in place. These are the city's rules, and we want every buyer to understand them clearly.
This is land in an established community with clear, consistent guidelines. That structure is part of what keeps the area calm and the values stable.
Pricing
Cash price: $5,995
Down payment: $133
Monthly payment: $133 per month for 60 months
Owner financing available no bank required
One-time doc fee: $249
Annual property taxes: approximately $110
APN: 80010639000
Owner financing on recreational land in Arkansas means you do not need a lender, a credit check, or a long approval process. You work directly with our team. The terms are clear, the process is simple, and you will understand every part of it before anything is signed.
Arkansas land for sale at this price point with paved access, no HOA, and a lake under half a mile away moves. Comparable lots in this area are listed between $6,900 and $7,000. This one is priced below that range, and priced-to-move lots near Crown Lake do not sit long once buyers start asking questions.
What This Lot Actually Offers
You are not buying a project. You are not buying a renovation or a commitment or a second job.
You are buying a place to go.
A place where you can walk the ground and watch the light change over the Ozarks. Where you can sit near the water and not answer to anyone. Where the air is cleaner, the pace is slower, and the only noise is the kind that belongs there.
Crown Lake is right down the road. The community is established. The road is paved. The taxes are low. And the land stays yours, in your name, steady and real, while everything else keeps moving.
Some buyers out here fish. Some come to walk the property on a slow afternoon. Some just want to know that somewhere in the Arkansas Ozarks, there is a piece of ground that belongs to them. All of those are honest reasons to own this lot.
If you have been thinking about having a place to get outside somewhere that is yours, without all the overhead this lot is worth a real conversation.
That kind of decision deserves clarity, not pressure.
Call our team today. We will walk through every detail with you so you feel fully confident before anything moves forward. You will speak with someone who genuinely wants to make sure this is the right fit for you.
We guide every step.
State: AR
County: Izard
Zip: 72512
Size: 0.38 acres
Apn: 80010639000
Legal Description: LOT 91 SLEEPY HOLLOW S-T-R: 09-18-017
Lat/Long Coordinates:
Nw: 36.225960, -91.743866
Ne: 36.225741, -91.743454
Sw: 36.225534, -91.744035
Se: 36.225503, -91.743896
Elevation: 710 ft feet
Annual Taxes: Approx. $108 per year
Zoning: Residential Property, Recreational Property, Undeveloped Land
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: City/County available
Sewer: Will need to install a Septic System
Utilities: Electric
Owner Financing:
- $133 down (plus the non refundable doc fee of $249)
$133 down $133/Mo for 60 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.