0.2 Acres with Owner Financing and $450 down in Ouachita County Arkansas!

This 0.2-acre in-town lot sits at 115 Elm St in Stephens, Arkansas, with roughly 60 feet of frontage right along Elm Street in the McMurry Add subdivision. PROPERTY HIGHLIGHTS: 0.2 acres (Lots 21 and 22 of the McMurry Add subdivision) within the city limits of Stephens, Arkansas, Ouachita County. Roughly 60 feet of frontage along Elm Street, giving the lot a real, walkable street presence in town. Vacant and unimproved, ready for a buyer's own plans, subject to verifying permits and utility hookups with the City of Stephens. Full Google Street View coverage of the block, so a buyer can tour the neighborhood from home before visiting in person. Our research indicates this property is not part of an HOA or any association charging recurring dues. Small-town setting close to Highway 79, with easy access to Stephens' local shops and services and a short drive to Camden and the wider Ouachita County area. An affordable way to own an in-town lot in south Arkansas, ideal for a first-time land buyer, an investor, or anyone wanting a simple, low-maintenance property close to town amenities. Boundaries confirmed consistent across county and mapping records, giving extra confidence in the parcel's footprint. A quiet residential street in a small Arkansas town, offering a slower pace of life while still being close to daily conveniences and neighbors on both sides. This is a rare small in-town lot at a budget-friendly size. Lots like this in Stephens don't come up for sale very often, especially with usable street frontage already in place. 0.2-Acre in-town lot in Stephens, AR with roughly 60 ft of frontage on Elm St in the McMurry Addition. Owner financing available: $450 down, $122.67/month for 120 months at 12% interest, or a $9,000 cash discount price. $100 non-refundable doc fee due at closing. Parcel #976-00059-000R. No zoning restrictions on file. Yearly estimated taxes: $26.62.