The flood-free, HOA-free Florida lot with power at the street — 3 miles from the lake.
Most cheap FL lots have a catch. This one doesn't. High, dry, treed, R-2 zoned — and a neighboring parcel that may let you double your footprint.
WHY THIS LOT IS RARE
Affordable Florida land is easy to find. Affordable Florida land that's actually buildable — no flood zone, no wetlands, flexible zoning, power already at the street, and zero HOA overhead — is a different category entirely. This parcel on Scott Avenue clears every hurdle that makes cheap lots expensive to develop. It's flat, treed for natural privacy, Flood Zone X, and R-2 zoned to welcome mobile homes, tiny homes (400+ sq ft), and full custom builds without a homeowners association standing in your way. At under $8K cash — or $175/month with zero interest and no credit check — this is the entry point most buyers spend months looking for and rarely find at this profile.
PROPERTY FACTSHEET
Location: Scott Ave, Putnam County, FL
Size: 0.22 acres — flat & treed
Zoning: R-2 — mobile, tiny (400+ sq ft) & custom homes
Flood zone: None — no wetlands either
Road access: Solid dirt road — Scott Ave
Power: Power pole directly across the street
HOA: None — no surprise fees
Annual taxes: Under $85/year
Bundle opportunity: Neighboring lot may be available — ask us
PRICING OPTIONS
Cash price: $7,400
Fast close · Land is yours immediately
Owner finance:
$175 down + $249 processing then $175/mo 72 months
OR
$500 down + $249 processing then $275/mo 36 months
Zero interest · No credit check
WHAT YOU CAN BUILD HERE
1. Custom residence
Flat terrain, power at the street, R-2 zoning — the site prep groundwork is already done before you break ground.
2. Tiny or mobile home
R-2 explicitly allows it with county permits. No HOA approval process — just your plans and a permit application.
3. Bundle & hold
Secure this lot plus the neighboring parcel. Two contiguous parcels now — one significantly more valuable asset later.
LOCATION HIGHLIGHTS
*Lake Grandin — 3 miles · boat ramp & fishing
*Groceries & hardware — 8 miles
*Palatka — 21 miles
*Gainesville — 36 miles
*Ocala — nearby access
INVESTMENT ANGLE
*Flood-free, wetland-free parcels under $8K in Florida are a shrinking inventory — as buildable affordable lots disappear, the ones remaining command a growing premium.
*Putnam County levies zero impact fees — a direct cost advantage worth thousands over neighboring counties before construction even begins.
*The neighboring lot bundle is a rare opportunity at this price tier — two contiguous parcels create a more valuable, more sellable, more buildable asset as the corridor fills in.
Move before this lot — and the neighbor — are gone
Reach out today to lock in your lot
Zero interest · No credit check · Ask about the neighboring lot bundle