0.24 Acres in Satsuma, FL - Build Your Home Near Lakes - $199/Month

Looking for affordable land to build your Florida dream? This 0.24-acre residential lot in St Johns Riverside Estates gives you the space and freedom to create your futurewhether that's a custom home, mobile home, or family retreat. Located in peaceful Satsuma, you're just 20 minutes from Palatka and under 90 minutes from Jacksonville. Spend your weekends exploring Rice Creek Conservation Area, hiking at Ravine Gardens State Park, or fishing at Buckman Lock. This gently sloping, wooded lot is zoned R2 Residential with no HOA restrictionsgiving you total control over your vision. Property Highlights Size: 0.24 acres with gentle slope and natural tree coverage Zoning: R2 Residential - build single-family home, duplex, or mobile home Restrictions: No HOA - design and build on your timeline Power: Available nearby through Clay Electric (800) 224-4917 Water: Private well required - depths vary, contact Putnam County Water (386) 329-0100 Septic: Required - permit through FL Dept of Health - Putnam County Access: Dirt road via Florida Blvd (county-maintained) Taxes: $49.20 annually Title: Clean - no back taxes or liens Location & Nearby Attractions This property puts you in the heart of North Florida's natural beauty while keeping you connected to everything you need. Palatka - 20 min (13.9 miles): Groceries, dining, shopping, medical services Jacksonville - 1 hr 13 min (71.3 miles): Airport, major shopping, entertainment Rice Creek Conservation Area - 28 min (20.4 miles): Hiking, wildlife viewing, kayaking Ravine Gardens State Park - 23 min (15.1 miles): Scenic trails, azalea gardens, picnicking Buckman Lock - 34 min (24.9 miles): Fishing, boating, St. Johns River access Lake Alto North Preserve - 1 hr 4 min (52.1 miles): Nature trails, birdwatching Marjorie Kinnan Rawlings Historic State Park - 1 hr 8 min (56.4 miles): Florida literary history, tours Whether you're looking for weekend adventures or peaceful daily living, Satsuma offers the best of both worldsrural tranquility with convenient access to amenities. What You Can Build R2 Residential zoning provides flexibility for your vision: Single-family custom home (minimum square footage per county requirements) Duplex (two-family dwelling) Mobile home (permitted with proper placement) Manufactured home (must meet code requirements) RVs are allowed during home construction with a permit. Camping is not permitted on vacant lots. Contact Putnam County Planning Department at (386) 329-0307 for specific building requirements and permit information. Utilities & Infrastructure Setting up your property is straightforward with established service providers in the area: Electricity: Clay Electric serves the area, and many nearby lots are already connected. You may need a short extension to the lot line. Call (800) 224-4917 to confirm availability and get a connection quote. Water: You'll need to install a private well. Well depths in the area vary based on location and aquifer levels. Contact Putnam County Water Department at (386) 329-0100 for guidance, or hire a licensed well driller for site assessment and installation. Septic: A septic system is required and must be permitted through the Florida Department of Health - Putnam County. They'll conduct a percolation test to determine the appropriate system for your lot's soil conditions. Gas: Most residents use propane tanks for heating, cooking, and hot water. Suburban Propane services the area: (904) 829-5623. Waste Collection: You'll arrange private waste collection service or haul to the Putnam County Transfer Station in Interlachen: (386) 329-0395. Why Satsuma? Satsuma offers the peaceful Florida lifestyle you've been dreaming about. You're surrounded by conservation lands, state parks, and the St. Johns Rivercreating endless opportunities for outdoor recreation. Yet you're close enough to Palatka and Jacksonville for work, shopping, and entertainment. This is affordable, buildable land in a growing area. Property values in Putnam County continue to appreciate as more people discover North Florida's natural beauty and lower cost of living compared to coastal areas. Whether you're building now or holding for the future, this lot gives you a solid foundation for your Florida dream. Flexible Financing Cash Purchase: $9,700 Best for: Investors ready to close quickly, buyers who want the lowest total cost Includes: Free and clear title, $250 document fee Owner Financing Available: Down Payment: $150 Monthly Payment: $199/month for 72 months Document Fee: $250 (one-time at closing) Total Investment: $14,578 No credit checks. No bank approvals. No prepayment penalties. Pay off early and save on the total cost. Investment Potential Land in Putnam County is becoming increasingly valuable as North Florida grows. With Jacksonville expanding and retirees discovering the area's affordability and natural beauty, strategically located properties like this one offer solid long-term appreciation potential. This lot is also perfect for a future homesite that you can pass on to your children or grandchildren. Imagine weekend gatherings, holiday celebrations, and creating memories that last for generationsall on land that belongs to your family. Next Steps Ready to make this property yours? Here's how easy it is: 1. Contact us - Click the "Send Message" button or call/text 678-336-1879 2. Review property details - We'll send you complete information including GPS coordinates, county contacts, and zoning documentation 3. Choose your payment plan - Select cash purchase or financing 4. Close quickly - Simple paperwork, fast closing (typically 2-3 days for cash, 5-7 days for financing) 5. Start planning - Begin designing your future home and living the Florida lifestyle you've always wanted Call/text 678-336-1879 today for more details on this property. P.S. Properties like this in Putnam County don't stay available longespecially at this price point with flexible seller financing. Secure your piece of Florida's future before someone else does.