3.20 Acres in Ashe County NC with River Rights and Dual Road Access

Owner Financing: - $9,799 down (plus the $0 doc fee) - $9,799 down $635.50/Mo for 84 months (plus prorated taxes and note maintenance fee) Mountain property that offers privacy, water access, and dependable entry does not show up every day in Ashe County. This 3.20-acre tract in North Carolina brings together features that outdoor-minded buyers look for when they want land that feels real and usable. The property fronts paved, state-maintained Island Ford Rd and also includes a second access point from a dirt road. Along with the acreage itself, ownership includes a reserved river access parcel nearby. The river parcel is separate from the main property, but it is available for your use whenever you want to head to the water. If you have been searching for Ashe County NC land for sale where you can enjoy the woods, watch wildlife, fish, or launch a kayak without complicated access, this tract deserves a closer look. From Island Ford Rd, the land slopes down naturally into the trees. That downward grade helps create separation from the pavement and allows the wooded portion to feel more tucked in as you move farther onto the property. Once you step past the road frontage, the forest becomes the focus. The second entry from the dirt road adds flexibility. You are not limited to a single approach. Dual road access gives you options and makes the layout feel more open and practical. This is real North Carolina mountain ground. The 3.20 acres are wooded and carry the character expected from mountain terrain. The natural slope and tree cover create an environment that supports wildlife movement and quiet use. Ashe County is known for strong deer populations, and wooded acreage like this often provides natural travel corridors. Whether you enjoy hunting in season, scouting deer movement, or simply observing wildlife, the setting supports it. The reserved river access adds another dimension. While the river parcel is not physically attached to the 3.20 acres, it is included with ownership. When you want to fish, wade, or put in a kayak, you travel to the designated access point and use the river from there. That setup gives you private wooded acreage along with a connection to moving water without requiring the main parcel to sit directly on the riverbank. River access in Ashe County supports activities like: Fishing in mountain water Launching a kayak and floating downstream Spending quiet time along the shoreline Cooling off during warmer months Mountain land with river access in NC, paired with paved road frontage and unrestricted status, is a strong combination in this region. There is no HOA and the property is unrestricted by deed. You are not buying into a controlled development. Ownership gives you flexibility within county guidelines without layers of oversight. Power and internet are nearby, adding practical convenience while preserving the natural feel of the land. Here are the key details: 3.20 acres in Ashe County, North Carolina Direct frontage on paved Island Ford Rd Second access point from a dirt road Wooded mountain terrain with natural slope Land slopes down from the paved road into the trees Reserved river access parcel included (separate from main property) Located about 10 miles from Laurel Springs Power and internet nearby No HOA Unrestricted by deed Annual taxes around $75 per year Attorney-guided closing No doc fee Access is one of the most important features for wooded acreage North Carolina buyers consider. Some mountain tracts rely on narrow private roads or unclear easements. Here, the primary frontage connects to a paved state-maintained road, while the second dirt-road entry adds even more flexibility. Location also supports long-term use. Laurel Springs is about 10 miles away, keeping you close to essentials while maintaining the quiet character that makes Ashe County appealing. For buyers looking for owner financed land Ashe County options, the terms are clear and structured. Cash Price: $45,799 Financing Terms: Total Down Payment: $9,799 Earnest Deposit: $2,000 applied toward the down payment Monthly Payment: $635.50 Term: 84 months Annual Taxes: about $75 per year Doc Fee: None Closing: Attorney-guided The numbers are presented plainly from the beginning. There are no hidden document fees and no surprise charges. If you choose financing, your payment schedule is defined upfront. If you prefer cash, the process remains straightforward. The attorney-guided closing ensures the deed transfer is handled properly and professionally. You will understand how ownership moves into your name and what documentation supports that transfer. This property offers: Wooded acreage for privacy Natural terrain that supports wildlife Separate river access for fishing and kayaking Paved road frontage Secondary dirt-road entry Unrestricted use Low annual taxes Clear terms and professional closing Properties in Ashe County that bring together wooded ground, river access, paved entry, and flexible use are not everyday finds. Buyers who value those features tend to recognize the opportunity when it appears. At Grounded Properties Land, we believe buying land should feel steady and straightforward. When you reach out about this 3.20-acre property on Island Ford Rd, you are not stepping into a sales pitch. You are starting a conversation. We will walk through both access points so you understand how you enter the land. We will explain clearly how the separate river access works and where it is located. We will review the pricing and financing in plain language. And we will outline the attorney-guided closing process so you know exactly how ownership transfers into your name. If you have questions, we answer them. If you need time to think, we respect that. If you decide to move forward, we guide you step by step. That is how we operate. If this 3.20 acres in Ashe County feels like the kind of mountain ground you have been searching for with dual road access and dedicated river entry nearby call or text us and let us know you are looking at the Island Ford Rd property. We will confirm availability, send over the full details, and walk through everything calmly so you can decide with confidence. No pressure. Just clear information and a clean path to ownership. State: NC County: Ashe Zip: 28644 Size: 3.20 acres Apn: 09334112027 Legal Description: Lot 27 as shown on a Plat of "The Sanctuary" which appears of record in the Ashe County Public Registry in Plat Book 5, at Page 146-A Lat/Long Coordinates: Nw: 36.439999, -81.381333 Ne: 36.440010, -81.381131 Sw: 36.438682, -81.382035 Se: 36.438846, -81.380922 Elevation: 2872 feet Annual Taxes: Approx. $$72 per year Zoning: Residential Property, Recreational Property, Hunting Land Flood Zone: No HOA/POA: No Improvements: No improvements done. Access: Paved Road Water: Will need to install a Well Sewer: Will need to install a Septic System Utilities: Electric, Internet Owner Financing: - $9,799 down (plus the non refundable doc fee of $0) $9,799 down $635.50/Mo for 84 months (plus prorated taxes and note maintenance fee) We do not offer owner financing for residential use or full-time living on the property during the financing term.