Owner Financing:
- $384 down (plus the $499 doc fee)
- $384 down $383.40/Mo for 72 months (plus prorated taxes and note maintenance fee)
There is a moment that happens for a lot of people. They are standing somewhere outside maybe at the edge of someone else's property, maybe just looking out a window on a quiet morning and a thought crosses their mind that will not quite leave.
What if I had a place of my own.
Not a grand plan. Just a feeling. The kind that comes back every time life gets a little too crowded and the walls feel a little too close. For some people that feeling sits quietly for years before they finally do something about it.
This is 1.37 acres in Ashe County, North Carolina. And for the person who has been carrying that feeling, it might be exactly the place they have been picturing.
PROPERTY OVERVIEW
Location: Ashe County, North Carolina
Acreage: 1.37 acres
Terrain: Wooded, elevated, mountain land
Zoning: Rural Residential and Agricultural
APN: 15231047048 / New APN: 152965644257
Cash Price: $19,995
Owner Financing Available: Yes
WHAT ARRIVING HERE FEELS LIKE
The drive in sets the tone before you even step out of the truck. Jones Ranch Road begins as smooth gravel running alongside a creek the kind of approach that already feels like something good is waiting at the end of it. The road climbs and transitions to a maintained dirt path that carries you up through Hollow Point and Endless Way. With every turn the town behind you gets quieter. By the time you arrive, it is gone entirely.
A vehicle with higher clearance makes for a smoother visit, especially in summer when the road narrows with seasonal growth. It is a quiet mountain road and that privacy is part of what makes this place feel like yours the moment you get here. If you want to know what to expect before coming out, call us and we will walk you through the drive.
When you step out, you are standing on elevated ground in the mountains of Ashe County. Wooded and private, the ridge opens toward the surrounding mountains with seasonal views already visible through the tree line. The seller has noted that long range views are within reach from this position with some selective clearing over time and standing here, looking through the trees toward the valley below, that is easy to believe.
An intermittent creek bed winds through the property, coming alive after rainfall. Deer move through regularly signs of their presence were visible across the property during our visit. Just past the parcel, a small community of off-grid cabin owners has already chosen this mountain as their place. That is not a coincidence. People who find their way here tend to know exactly what they have found.
Cell service reaches the property. Power is available at the start of Endless Way. The mountain is ready when you are.
THE AREA
Ashe County is the kind of place that holds onto itself. West Jefferson, the closest town, still feels like a real mountain community local restaurants, independent shops, a main street with roots. The South Fork of the New River runs nearby, clean and slow and perfect for a morning on the water. This is not resort country dressed up to look like something it is not. It is the genuine article, and the land here reflects that.
For someone who has been dreaming about a place in the mountains, Ashe County is the kind of answer that makes the search feel worth it.
WHAT YOU CAN DO HERE
Part of what makes this dream feel real is knowing exactly what is possible on the land once it is yours.
Ashe County's Rural Residential and Agricultural zoning gives the right buyer a lot of room to work with. A single family home is permitted here. So is a manufactured home meeting HUD standards, along with accessory buildings like a garage, barn, shed, or workshop. Gardening, hobby farming, livestock, and recreational use all fit within this zoning. Temporary camping is generally allowed. Temporary RV use is permitted. Long term camping and permanent RV living may require septic and the appropriate permits.
Whether the dream is a simple weekend retreat, a future home on the ridge, or just a piece of ground to call yours while you figure out the rest this parcel gives you the foundation to start building toward it.
We recommend confirming your specific plans with the Ashe County Planning Department before moving forward. If you are not sure how to frame that conversation, reach out to us first and we will help you get ready for it.
MAKING IT YOURS
For a lot of people the thing that has kept them from owning land is the feeling that it is more complicated or more expensive than it actually is. These numbers tell a different story.
Cash Price: $19,995
Down Payment: $384
Monthly Payment: $383.40 per month for 72 months
Total Down Payment including doc fee: $883
Doc Fee: $499
Owner financing is available and no bank is required. To get started, the down payment is $384 plus a one-time doc fee of $499 $883 total due at signing. From there, $383.40 a month for 72 months and 1.37 acres of mountain land in Ashe County is yours outright.
That monthly number is smaller than most people expect. Smaller than a car payment. Smaller than a weekend away that leaves nothing behind. The difference is that every one of those payments is building toward something that will still be standing on a ridge in Ashe County long after the 72 months are done. A place with your name on it. A place that started as a feeling and became something real.
LET'S TALK
If something about this property gave you that feeling that quiet, certain sense of this could be the one that is worth a conversation.
We love talking with people who are taking this step and we want to make sure every question you have gets a real and honest answer. There is no rush on this side of the phone and no pressure waiting for you when you call. Just a team that genuinely wants to make sure this feels right before anything is decided.
Call us today. We are glad you found this property and we would love to help you figure out if it is the right one for you.
State: NC
County: Ashe
Zip: 28694
Size: 1.37 acres
Apn: 15231047048 (NEW 152965644257)
Legal Description: Lot 48, Birchwood Acres, as recorded in Plat Book 4, Page 9, of the public records of Ashe County, North Carolina.
Lat/Long Coordinates:
Nw: 36.3467964, -81.4917430
Ne: 36.3467964, -81.4901796
Sw: 36.3463249, -81.4917430
Se: 36.3463249, -81.4901796
Elevation: 3,285 ft feet
Annual Taxes: Approx. $$6 per year
Zoning: Residential Property, Recreational Property, Hunting Land
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Electric
Owner Financing:
- $384 down (plus the non refundable doc fee of $499)
$384 down $383.40/Mo for 72 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.