Under $8K in Florida — Wooded Lot, R-2 Zoning, No HOA, 0% Owner Financing

Less than a car payment. Your name on Florida land by end of week. 0.22 acres in Interlachen — R-2 zoned, road access, no HOA, no credit check. Owner financed at $216/month. This is the entry point most people never find. WHY THIS LOT IS RARE Putnam County charges no impact fees, has some of the lowest property taxes in Florida, and sits inside a growing rural corridor sandwiched between Gainesville and the St. Johns River basin. Interlachen itself is the kind of small-town Florida that's quietly becoming hard to find — lakes and springs within minutes, state forests on the doorstep, and land prices that still make sense. R-2 zoning with no HOA and no deed restrictions means you're not buying a lot with conditions — you're buying freedom to build on your own terms, at a monthly cost most people spend on subscriptions. PROPERTY FACTSHEET Location: Creager Ave, Interlachen, Putnam County, FL Size: 0.22 acres (~9,583 sq ft) Zoning: R-2 — home, mobile, or manufactured Road access: Direct — Creager Ave Power: Available nearby Water & sewer: Well and septic required HOA / restrictions: None — no impact fees either Title: Clean title — fast closing PRICING OPTIONS: Cash price: $7,600.00 + $249 one-time processing fee · Close this week Owner finance — monthly: $175/mo $175 down · 72 months · Zero interest · No credit check WHAT YOU CAN BUILD HERE 1. Site-built home R-2 zoning supports traditional residential builds. Add power hookup, well, and septic — and you have a full homesite. 2. Mobile or manufactured home No HOA means no restrictions on home type. Manufactured and mobile homes permitted outright under R-2 zoning. 3. Land bank and hold Low taxes, no impact fees, growing county demand. Buy now, build when ready — or flip as values rise. LOCATION HIGHLIGHTS *Ravine Gardens State Park — minutes away *Welaka State Forest — nearby trails & nature *Springs & lakes — Interlachen waterfront access *Palatka Riverfront — short drive *Gainesville — 30 min *Disney World — day trip distance INVESTMENT ANGLE *Putnam County levies zero impact fees — a rare advantage that keeps your total build cost significantly lower than neighboring counties. *Rural residential demand in north-central Florida is accelerating as remote workers and retirees seek affordable alternatives to Gainesville and Jacksonville's rising prices. *At $172/month with zero interest, the cost to own this land is lower than most people's phone bills — making it one of the most accessible land investments in the state right now. Own Florida land by end of week Message or call to lock in your terms today