0.78 acres in Bay County, FL

Waterfront opportunity on Bear Creek. This .775-acre residential lot at 9802 Creek Bank Drive in Youngstown, Florida, offers direct water access and serene water views in a natural setting. Positioned along Bear Creek, the property provides an appealing setting for boating, kayaking, fishing, and other water-based recreation. With approximately three-quarters of an acre, the lot offers ample space to design and build a custom residence, subject to all applicable county and state regulations. Adding significant value and convenience, building plans are included with the lot purchase. The property is currently land-only, allowing a future owner to use the provided plans or develop an improvement strategy tailored to their needs. The location combines a quiet, creekfront environment with access to the broader Panama City and Bay County region. Area roadways connect Youngstown to nearby services, shopping, dining, and Gulf Coast attractions, making this site suitable for a primary residence, second home, or long-term hold. This Bear Creek lot is offered for sale as-is, presenting a rare chance to secure waterfront land with both views and direct access in a growing Northwest Florida market.