.23 Acres, 663 N Highland Ter, Cleveland, OK, 74020

***Owner Financing Available - Own this property for as little as $200 down and $200 per month! No Credit Check, Everyone Qualifies!*** Wake up to peaceful water views just minutes from Keystone Lake on this 0.23-acre lot in the Candlewood Arms Subdivision of Pawnee County, Oklahoma. Surrounded by water, the property offers a quiet, private spot to build your site-built home with no POA restrictions. Spend your days boating, fishing, or simply relaxing by the lake, all while staying close to everyday conveniences. Utilities are available at the street, and a septic system is required. Just 17 minutes via OK-64 to the City of Cleveland, you can quickly access groceries, dining, and other essentials before returning home to your serene lakeside retreat. RV enthusiasts will appreciate the many nearby parks, including Cimarron Bend, Sandy Point, Edgewater, and The RV Park, all just minutes away. Don't miss this rare opportunity to own a waterfront-adjacent lot, call us today and make it yours! Cash Price: $7,500 Term Option 1: $200 down, $200 for 44 months, for a total price of $9,000 Term Option 2: $250 down, $250 for 33 months, for a total price of $8,500 Term Option 3: $350 down, $350 for 22 months, for a total price of $8,050 Parcel ID: 0325-00-002-015-0-001-00 Address: 663 N Highland Ter, Cleveland, OK, 74020 GPS Coordinates (center) at the road: 36.2186, -96.3077 Northwest Corner: 36.2188, -96.3078 Northeast Corner: 36.2188, -96.3074 Southwest Corner: 36.2185, -96.3077 Southeast Corner: 36.2185, -96.3073 Legal Description: Candlewood Arms Subdivision Lot 15 Block 2 Elevation: 840' Terrain: Level Access: Gravel Road Power: Provided by Indian Electric Cooperative at (918)2959500 Water: Provided by Pawnee County RWD #1 (918) 243-5451 Water Fees Per Year: $0 Sewer: A Septic Tank is Required Zoning: Residential RV Living: RVs/house trailers allowed only during construction, up to 12 months max Mobile Home Living: Not Allowed Manufactured Homes: Not Allowed Tiny Homes: Not Allowed - 1,050 sq ft minimum POA: None Taxes Per Year: $25 Road Fee: $0 County Contact Information: Call Pawnee County Planning and Zoning Dept. (918) 762-3741 Conveyance: Warranty Deed