Land for Sale - 2805 Gallagher Street, Saginaw, MI 48601 - 0.3 acres

DOUBLE LOT OPPORTUNITY – AFFORDABLE LAND WITH OWNER FINANCING AVAILABLE

2805 Gallagher Street, Saginaw, MI | Lat/Lng:  43.4024, -83.9297

$1,000
0.3 ac.
02/10/2026
ACTIVE
Main Listing ImageMain Listing Image

Description

DOUBLE LOT OPPORTUNITY – AFFORDABLE LAND WITH OWNER FINANCING AVAILABLE Build Your Home. Create Rental Income. Invest Before Prices Rise. 2805 & 2815 Gallagher Street, Saginaw, Michigan One Lot: $3,500 Cash Both Lots: $6,000 Cash Owner Financing Available No Credit Check • No Banks • No Interest • Fast Closing One Lot * $500 Down * Affordable Monthly Payments Both Lots * $1,000 Down * Affordable Monthly Payments ? Own Land Today. Build When You’re Ready. Rare opportunity to own two side-by-side residential lots in an established Saginaw neighborhood. Whether you’re planning to build a home, place a manufactured home, generate rental income, or invest in affordable land, these parcels offer flexibility and value at a price point that is becoming increasingly difficult to find. ? Property Highlights * Two Adjacent Residential Lots * Corner Location * Approximately 7,400 Square Feet Per Lot * Utilities Available Nearby * Paved Street Frontage * Sidewalk Access * Established Residential Neighborhood * Buy One Lot or Both ? Mobile, Manufactured & Modular Homes Allowed These parcels offer building flexibility that many residential lots do not. Potential housing options include: * Mobile Homes * Manufactured Homes * Modular Homes * Traditional Site-Built Homes Buyer should verify zoning, permits, utility connections, and building requirements with the City of Saginaw. RVs, campers, and travel trailers are not permitted as permanent residences. ? Build for Less Than Rent Affordable homeownership may be closer than you think. Entry-level manufactured and mobile home projects in the Saginaw area often start around $60,000–$90,000+, depending on home size, site preparation, utility connections, and home selection. For many buyers, combining affordable land with a manufactured or modular home can provide a lower-cost path to homeownership than purchasing an existing home. ? FHA Construction Loan Opportunity Qualified buyers may be able to purchase the land and build a home using an FHA One-Time Close Construction Loan. Potential benefits include: * As Little As 3.5% Down for Qualified Buyers * Finance the Land and Construction Together * One Closing Instead of Multiple Loans * Converts Into a Permanent Mortgage After Construction * Available for Primary Residences Ask your lender about FHA One-Time Close financing and manufactured home eligibility requirements. ? Ideal For * First-Time Homebuyers * FHA Construction Loan Buyers * Manufactured Home Buyers * Modular Home Buyers * Rental Property Investors * Builders and Developers * Long-Term Land Investors Build on one lot and keep the second lot for future appreciation, additional development, or resale. ? Convenient Saginaw Location Minutes from: * Downtown Saginaw * Shopping and Restaurants * Schools and Parks * Saginaw Children’s Zoo * Shiawassee National Wildlife Refuge * I-75 Access Convenient access to Bay City, Midland, and surrounding Mid-Michigan communities. ? Why Buy Now? Affordable residential land is becoming harder to find each year. Opportunities to purchase two adjacent residential lots at this price point are increasingly rare. Secure your land now, lock in today’s pricing, and build when you’re ready. Special Pricing One Lot: $3,500 Cash Both Lots: $6,000 Cash Seller Financing Available * No Credit Check * No Banks * No Interest * Fast Closing Contact us today for parcel maps, financing details, and property information before these lots are sold.

Details

CountySaginaw
Zipcode48601
Property Type OneResidential Property
Property Type TwoUndeveloped Land
BrokerageHavana Estates LLC
Brokerage Linkhttps://land.com
Land Listing Agent Photo
Shi Hynes
Havana Estates LLC
5512646414
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