Affordable Land in Florida - 0.23 Acres with Owner Financing

If you've been waiting for the right piece of land at the right price, stop waiting. This 0.23-acre wooded lot in Satsuma checks every box — flat terrain, power at the road, flexible zoning, and a peaceful neighborhood that still keeps you connected to everything you need. Owner financing makes it easy to grab, and no credit check means there's nothing standing between you and owning a real piece of Florida. Don't sleep on this one. Land like this doesn't sit long. HIGHLIGHTS * 0.23 acres of wooded, flat land ready for your plans * Power lines visible along Kingston Blvd — hookup within reach * Mobile homes, tiny homes, and seasonal camping all permitted * R-2 zoning gives you flexibility — single family or two-family use * Tucked into a quiet neighborhood just 11 minutes from Welaka * Owner financing available — no credit check, no hassle Some people spend years dreaming about owning land. This is where that dream stops being a plan and starts being real. This 0.23-acre lot on Kingston Blvd sits inside the St. Johns Riverside Estates subdivision — a quiet, established community in Satsuma where the pace of life matches the pace you actually want. The lot is wooded, giving you natural shade and privacy right out of the gate, and the flat terrain means you're not fighting the land when it's time to build or set up. Power lines run along Kingston Blvd, which takes one of the biggest hassles off the table before you even get started. From there, a well and septic are the standard steps for this area — nothing unusual, nothing expensive compared to what you're getting. The zoning here is R-2, which means you've got real options. Bring in a mobile home and start living right away. Set up a tiny home on a foundation when you're ready. Or simply hold the land, enjoy it on weekends, and build when the time is right. There's no HOA breathing down your neck and no clock ticking on your timeline. And the location? It's one of the quiet gems in this part of Florida. You're 11 minutes from Welaka, 22 minutes from Palatka, and less than an hour and a half from Jacksonville — close enough to get what you need, far enough to actually feel the peace. This is the kind of land that makes sense today and gets smarter every year you hold it. Own it now before someone else does. PAYMENT OPTIONS Cash Payment: $20,475 + $350 Doc Fee Owner Financing: $300 down $285/month for 84 months $400 Doc Fee (one time) $120/month Property Taxes $5/month Note Fee RISK-FREE GUARANTEE * 90-day money-back guarantee * 12-month property exchange PROPERTY CHARACTERISTICS The Land 0.23 acres of wooded, flat terrain Lot 21, Block 26 — St. Johns Riverside Estates, Hoot Owl Ridge 4th Quiet dirt road access via Kingston Blvd R-2 Residential zoning — single family or two-family use No flood zone. No wetlands. Ready to Develop Power lines visible along Kingston Blvd (Clay Electric Co-Op) Well required for water Septic system required Propane available for gas What You Can Do With It Site-built home Mobile home or manufactured home (1976 or newer) Tiny home on a permanent foundation Camping and RV use up to 120 days per year (no more than 2 consecutive weeks at a time) Short-term vacation rental permitted (single family dwelling) LOCATION & ACCESS Address: 208 Kingston Blvd, Satsuma, FL 32189 Size: 0.23 acres County: Putnam County, Florida APN: 13-11-26-8244-0260-0210 GPS: 29.54106, -81.63325 Nearest Hwy: FL-15 Distances 11 min - Welaka, FL 22 min - Ravine Gardens State Park (Palatka) 7 min - Circle K — nearest gas station 1 hr 18 min - Gainesville, FL NEARBY NATURAL ATTRACTIONS Ravine Gardens State Park — 22 min away. One of Florida's most stunning spots — azalea-lined ravines, scenic trails, and a peaceful atmosphere that reminds you why you moved to this part of the state. Ponce de Leon's Fountain of Youth Archaeological Park — 52 min away. A piece of Florida history you won't find anywhere else, with beautiful grounds and waterfront views. Lightner Museum — 50 min away. A beautifully restored historic hotel turned museum, right in the heart of St. Augustine. Worth the drive for a day trip. St. Johns River Access — The river runs just minutes from your property. Fishing, kayaking, and quiet mornings on the water are all part of the deal out here. WHY THIS LOT MAKES SENSE Power is already at the road — that's money and time saved before you even break ground. R-2 zoning means you're not locked into one path. Build now, set up a mobile home, or hold the land and develop later — it's your call. No flood zone and no wetlands means no surprises when it comes to permits or building plans. At $320 a month, you're paying less than most people pay in rent — and at the end of it, you own something that's actually yours. Putnam County property taxes on this parcel come in at just $48 a year. That's about $4 a month. Keeping land here is remarkably affordable long-term. Quiet, established neighborhood. Not the middle of nowhere — but private enough that you'll actually hear yourself think. PROPERTY SPECIFICATIONS County: Putnam County, FL Zoning: R-2 — Residential, Two-Family Lot Size: 0.23 acres Legal Description: St. Johns Riverside Estates, Hoot Owl Ridge 4th Addition, Corrected Plats MB5 P101, Blk 26 Lot 21 Terrain: Wooded, flat Road Access: Dirt road — Kingston Blvd Electric: Power lines at road (Clay Electric Co-Op —352-685-2111) Water: Well required (Putnam County Utilities —386-329-0346) Sewer: Septic required (Putnam County Utilities —386-329-0346) Gas: Propane available (Putnam Propane —800-515-8391) Waste: Putnam County Solid Waste — 386-312-8900 Mobile Homes: Permitted (1976 or newer) Camping: Yes — up to 120 days/year, max 2 consecutive weeks RV Placement: Temporary use only — same 120-day/2-week limit GPS Coordinates: 29.54106, -81.63325 NEXT STEPS Ready to see it for yourself? This is the kind of lot that looks even better in person. Grab a free afternoon, pull up the GPS coordinates, and walk the property — especially between November and March when the weather in Putnam County is at its best. Got questions about permits, building, or how the financing works? We keep it simple. Reach out anytime — no pressure, no sales pitch, just straight answers. Lots like this one move quietly. There's no bidding war, no auction — but there's also no guarantee it'll still be available next week. Secure your land today. Your future thanks you.