Discover this private 20-acre retreat in Hertford, NC, offering approximately 3,000 square feet of thoughtfully designed living space, with about 5 acres cleared and qpprox 7-10 acres wooded with trails for privacy and recreation. Mostly Located in an X flood zone where flood insurance is typically not required, this property is tucked away at the end of a quiet road with no HOA and a recorded road maintenance agreement, providing peaceful country living surrounded by water and mature hardwoods. The home features custom 42-inch kitchen cabinets, 5-inch trim, recessed lighting, and a cozy fireplace. The main-level primary ensuite includes direct access to the back deck, while a dedicated office with walk-in closet and a convenient powder room are also located on the first floor. Upstairs, a finished dormer offers flexible space ideal for a bonus or guest area, along with five additional rooms and two full bathrooms, providing plenty of options for bedrooms, hobby rooms, or home gym space. Storage is abundant with a walk-in attic and under-stair storage. Built for efficiency and future expansion, upgrades include a 400-amp electrical panel in the garage for a future workshop, GFI breakers, two-zone electric HVAC, tankless propane water heater, stove wired for gas or electric, and reinforced crawl space support. Outdoor living shines with an extended front porch and a spacious back deck reinforced and wired for a hot tub, plus a 20x20 attached garage for parking and storage. Conveniently located within 25 minutes of shopping and dining, less than a mile from a community trash site, minutes from a public boat ramp, and approximately 45 minutes to the VA/NC border, this rare acreage property offers privacy, modern comfort, and convenience. Showings are by appointment only and must be accompanied by an agent; seller requires pre-approval or proof of funds prior to showings. Some photos are virtually staged.