Versatile Brick Home with Income Potential or Multi-Generational Living in the Heart of Covington!This charming 5-bedroom, 2 bath ranch style home offers approximately 2,200 sq. ft of comfortable living space- with fully finished basement and own private entrance. The upper-level features 3 bedrooms and 1 bath, while lower level includes a complete kitchen, 2 bedrooms, 1 bath, and a spacious living area, making it ideal for rental income, or in-law quarters. Great potential for owner occupancy on one level while renting out the other, providing a great opportunity for supplemental income or shared family living. Situated on a 0.13 acre lot, this property is just minutes from schools, parks, shopping, and dining, blending small-town charm with smart investment potential.