Owner Financing Options Available:
Purchase price: $85,000
Flexible down payment starting at just $10,000
5-year option: $1,687.35 monthly (12.5% interest)
10-year option: $1,187.15 monthly (14.5% interest)
Custom financing terms available to suit your needs
Discover this exceptional 15-acre property in Phil Campbell offering the perfect blend of privacy and convenience. This R-3 zoned parcel features varied terrain with elevations between 920-1000 ft, established road access, and no flood zone concerns. The property includes city utilities, a scenic creek, and multiple building sites just minutes from town amenities.
Property Highlights:
15 acres of wooded, rolling terrain with existing home pad
City utilities available: water, electric, and sewer
Natural creek running through the property
Multiple cleared, flat areas ideal for home construction
R-3 single-family residential zoning (no mobile homes)
No flood zone with minimal wetlands
Paved road access via Mayhall Drive
Location Advantages:
Within Phil Campbell city limits (0.5 mile to town)
Easy access to US-43 and I-22 highways
Just 1.5 hours from Birmingham (95 miles)
Minutes from local amenities including gas stations
Near attractions like Dismals Canyon (6.4 miles), Henry's Hill, Belle Mont Mansion, and Mize Mill Falls
Mins from Baseball & Soccer field
Development Potential:
Build your dream home on established building sites
Enjoy privacy while maintaining proximity to conveniences
Opportunity for sustainable living with natural water source
Room for multiple structures, gardens, or recreational areas
Investment opportunity in growing Franklin County market
This versatile property offers the perfect balance of natural beauty and practical amenities for your future home site! The combination of city utilities with rural tranquility creates a rare opportunity in today's market.
The property's natural features, including the creek and varied topography, provide endless possibilities for creative landscaping and outdoor enjoyment. Multiple building sites allow for strategic home placement to maximize views and privacy.