Florida Freedom Starts Here — 1.13 Acres with NO HOA, $199/MO

Memorial Day Weekend Special — Save Up To $500 Off This Property! If you’ve been searching for affordable Florida land with privacy, flexibility, and real long-term value, this 1.13-acre parcel in north Putnam County deserves your attention. Hidden among mature trees and peaceful surroundings, this flat, wooded property offers the kind of breathing room that’s becoming increasingly rare to find in Florida — especially without the burden of an HOA or strict deed restrictions. With easy road access, low annual taxes under $100, and plenty of usable space, this land gives you the freedom to create something on your own terms. Whether you want to hold it as a smart long-term investment, build a quiet weekend escape, or start planning a future homesite surrounded by nature, the possibilities here are wide open. You can even park an RV during your building period while you bring your vision to life at your own pace. Properties with this much freedom, space, and affordability are getting harder to come by — and with Memorial Day Weekend savings of up to $500 OFF, now is the perfect time to make your move before someone else does. Reasons You’ll Love This Property 1. Peaceful, Private Setting: This 1.13-acre wooded parcel in north Putnam County offers a quiet atmosphere and extra space that’s becoming harder to find in Florida. 2. Affordable to Own Long-Term: With property taxes under $100 per year and Memorial Day Weekend savings of up to $500 OFF, this property makes Florida land ownership surprisingly attainable. 3. Great Investment Potential: Whether you plan to build in the future, create a private getaway, or simply hold land as a long-term asset, this property offers flexibility and value in a growing market. 4. Simple Owner Financing Available Skip the bank entirely with easy owner financing. No credit checks, no complicated approvals, and no costly bank loans needed to get started. Property Highlights APN: 04-09-27-0000-0021-1440 Size: 1.13 acre County: Putnam State: FL Terrain Type Flat, Treed Legal Description: PT OF NW1/4 OF SW1/4 OF NE1/4, OR351 P211 Road Access: Unnamed dirt road Zoning: Agriculture/AG GPS Coordinates: 29°44'53.07"N,81°36'7.66"W (Centroid) Elevation: Low: 17 ft. / High: 50 ft Property Taxes: $82.92 HOA: None Zoning: AG (Agriculture- General) Utilities and Development Water/Sewer: Water requires a well or cistern; a septic system must be installed. Environmental Health can be contacted at 386-326-7189. Electric/Gas: Electric service is provided by Clay Electric. Powerlines run through the neighborhood. Gas is managed via propane. Waste: Collection occurs weekly. Building/Usage Restrictions Mobile Homes: Permitted (limit of one). RVs/Camping: Not allowed. HOA: Putnam County does not regulate or track HOAs or POAs. Cities Nearby 23 mins to Palatka 40 minutes to Interlachen 1 hour and 9 minutes to Gainesville 1 hour and 10 minutes to Jacksonville Enjoy nearby lakes, fishing, boating, and Florida’s beautiful outdoor recreation while staying within reach of major cities like Jacksonville. No pressure to build — hold, invest, or develop at your own pace. Pricing and Seller Financing Cash: $14,900 OR Seller Financing Option 1: $199 down and then $199/month for 96 months Option 2: $199 down and then $299/month for 60 months Closing Cost: $249 (one-time non-refundable) Additional Notes: Please confirm all building regulations, zoning requirements, and utility availability with Putnam County prior to purchasing the property. We offer a 30-day refund policy on the down payment for purchases made through seller financing. The documentation fee is a one-time fee and is non-refundable once paid. If you purchase the property using our seller financing, additional costs will include a GeekPay processing fee of $10 per payment and property taxes, which will be prorated and collected monthly in equal amounts along with your payment.