You are approved for owner financing at $199 monthly!
Once upon a time, in the breathtaking peaceful Putnam County Florida, there was 0.27 acres of the perfect land for your dream home, castle or vacation getaway. It was just sitting there
Unlock luxury on this versatile 0.27-acre lot in Putnam County, Florida, for just $199 monthly. Perfect for building your dream home, a vacation retreat, RV/tent camping, Tiny Homes, or your mobile home, with no HOA. This property is conveniently located close to Jacksonville, Orlando, Tampa, and Gainesville.
Make lasting memories at nearby attractions like The Canyons Zip Line and Adventure Park, Gatorland, Tuscawilla Park, Discovery Cove, Busch Gardens Tampa Bay, SeaWorld Orlando, Ravine Gardens State Park, and Castillo de San Marcos National Monument. Claim this lot and explore, relax, or build your ideal getaway! Message me now!
Property Information
State: Florida
County: Putnam
Property APN: 03-09-27-7731-0130-0530
Property Size: 0.27 Acres
Address: 134 NE 1st Ave Palatka, Florida 32177
Pricing
Cash Price: $9,800
Down Payment: $199
Monthly Term Price: $199
Doc Fee: $249
Centroid Coordinates
29.744049, -81.587694
Discover the Charm and Opportunity of Putnam County, Florida
For anyone dreaming of owning land in a peaceful, beautiful part of Florida that offers both tranquility and opportunity, Putnam County is one of the states best-kept secrets. Located in the northeast region of Florida, Putnam County blends small-town charm with natural beauty, recreational activities, and easy access to some of Floridas most popular cities. Whether you're considering building your forever home, investing in property, or simply finding your own private retreat, land in Putnam County offers incredible value and an unbeatable lifestyle.
With sprawling woodlands, rivers, lakes, and historic towns, this county offers a lifestyle centered around freedom, relaxation, and connection to nature. At the same time, it remains close enough to major urban centers to offer convenience and access to a wide range of services and entertainment.
Heres why so many are setting their sights on Putnam County, and why now is the time to own land in this unique corner of Florida.
Affordable Land and Cost of Living
One of the most attractive features of Putnam County is its affordability. In a time when land prices in many parts of Florida are rising rapidly, Putnam County remains one of the few areas where buyers can still find large, usable lots at reasonable prices. This is a key advantage for individuals who want to build custom homes, establish rural homesteads, or hold onto land as a long-term investment.
In addition to low land prices, the cost of living in Putnam County is well below the national average. Housing costs, property taxes, and everyday expenses such as groceries and utilities are much lower than what youll find in more urbanized parts of the state. This makes Putnam especially appealing for retirees, young families, and those looking for a simpler, more sustainable way of life.
Close to Everything, Yet Peacefully Removed
While Putnam County offers a quiet, rural environment, it is far from isolated. In fact, one of its greatest strengths is its central location, which puts it within comfortable driving distance to several of Floridas most popular cities and attractions.
To the west, Gainesville is only about 35 minutes away. Home to the University of Florida, Gainesville offers a vibrant cultural scene, top-tier healthcare, museums, restaurants, and sporting events. Its a great resource for higher education, employment, and entertainment.
To the north, Jacksonville is about an hours drive. As Floridas largest city, Jacksonville offers major employment hubs, an international airport, a professional sports team, shopping malls, and beaches.
To the east lies St. Augustine, the oldest continuously occupied European-established settlement in the U.S. Just a 45-minute drive away, this historic city is full of charm, featuring cobblestone streets, Spanish colonial architecture, museums, and beautiful beaches.
Daytona Beach, with its famous speedway and lively coastal vibe, is just over an hour away. And for those seeking the magic of theme parks, Orlando is about a 90-minute drive south.
Living in Putnam County means you can enjoy the peace and quiet of the countryside, while still being close enough to major cities for work, shopping, or weekend adventures.
Natural Beauty and Outdoor Lifestyle
Putnam County is a haven for outdoor enthusiasts. The landscape here is varied and rich with natural featuresfrom the broad, slow-moving waters of the St. Johns River to the wooded trails of state forests and conservation areas.
Boating, fishing, and water recreation are a huge part of life here. The St. Johns River is one of the few rivers in the world that flows north, and it serves as a major attraction for boaters and anglers alike. Lake George, Crescent Lake, and the Rodman Reservoir are also popular destinations for freshwater fishing, kayaking, and wildlife watching.
Hikers, cyclists, and nature lovers will appreciate the Palatka-to-St. Augustine State Trail, a paved greenway that runs through scenic areas and is ideal for walking, biking, or horseback riding. Ravine Gardens State Park in Palatka is another local treasure, offering lush gardens, azalea blooms in the spring, and winding trails through dramatic ravines.
For hunters and campers, the areas public landssuch as Etoniah Creek State Forest and Welaka State Forestoffer endless opportunities to connect with nature and enjoy Floridas wild side.
Charming Towns and a Strong Sense of Community
The heart of Putnam County is its people and communities. Towns like Palatka, Interlachen, Crescent City, and Melrose each have their own unique character, offering the friendliness and warmth that only a small town can provide. These communities are full of family-owned businesses, historic buildings, and locally organized events that bring neighbors together.
Palatka, the county seat, sits along the banks of the St. Johns River. This historic town has been undergoing a quiet revitalization, with art galleries, antique stores, riverfront parks, and cultural events breathing new life into its charming downtown district. The city is known for hosting the annual Blue Crab Festival, which draws thousands of visitors each Memorial Day weekend.
Crescent City, nestled between Crescent Lake and Lake Stella, offers gorgeous waterfront views, a mild climate, and a quiet, small-town lifestyle. Its especially popular with retirees and those looking for a relaxed pace.
Interlachen is a hub for outdoor activities and is known for its access to dozens of small lakes, ideal for boating, swimming, and fishing.
Melrose, though partly in neighboring Alachua County, sits near the western edge of Putnam and has a strong artistic community. Its often described as a hidden gem, full of historic homes, art studios, and a growing number of community events.
Opportunities for Growth and Investment
Putnam County is not just a great place to liveits a smart place to invest. As more people move to Florida and housing prices continue to rise in coastal and urban areas, rural counties like Putnam are seeing increased interest from developers and investors.
The county is actively working on expanding infrastructure, improving schools, and attracting new business. With multiple zoning types and flexible land use regulations, many properties are suitable for residential, agricultural, recreational, or mixed-use purposes.
There are opportunities for farming, homesteading, eco-tourism, and even commercial development in certain areas. Whether youre planning to build now or hold land for future use, Putnam offers flexibility and potential thats becoming harder to find elsewhere in Florida.
Family-Friendly Living and Education
Putnam County is a wonderful place to raise a family. The schools are part of the Putnam County School District, which includes a range of public and charter options. St. Johns River State College, based in Palatka, offers affordable higher education and career training programs.
Families appreciate the safe neighborhoods, open spaces, and slower pace of life. Children can grow up exploring nature, riding bikes on quiet streets, and participating in youth sports or community events.
There are also ample libraries, playgrounds, and public parks throughout the county, creating a wholesome environment for families of all sizes.
Fun Facts About Putnam County
Theres a lot of history and character to discover in Putnam. The county was established in 1849 and is named after Benjamin A. Putnam, a soldier in the Seminole Wars and an early Florida legislator. Palatka was once a bustling port city known as the "Gem of the St. Johns" in the 19th century, shipping citrus and lumber up the river.
The St. Johns River, which cuts through the heart of the county, is one of only a handful of rivers in the world that flows north. This historic waterway has shaped the economy and culture of the region for centuries.
Putnam County is also part of the Florida Black Bear Scenic Byway, a 60-mile route through some of the most beautiful and wild landscapes in the state. Its a great place to spot black bears, eagles, and other native wildlife.
Your Slice of Florida Awaits
Whether you're searching for land to build your dream home, looking for a weekend retreat, or planning a future investment, Putnam County offers something thats increasingly rare: space, beauty, and freedomat an affordable price.
Here, you can wake up to the sounds of birds and rustling leaves, watch the sun set over a quiet lake, and still be within an hours drive of major cities and world-famous beaches. Its a place where you can plant roots, grow a garden, raise a family, or simply enjoy a quieter, more meaningful way of life.
Opportunities like this are becoming harder